Why We Have an Auto Fund
I've mentioned many times that in our family's budget, I have budgeted an "auto fund" which is where we automatically transfer $75 a week to a savings account designated for all things car-related. Continue reading...
How to Make a Debt Free Christmas Possible
This Christmas will be our family’s sixth debt-free Christmas. Which means, that all of our Christmas presents, charity donations, and holiday food, will be purchased with cash – no credit cards, heck Continue reading...
How to Use an Amortization Table to Reach Your Debt-Payoff Goals
One of the questions that I keep getting from my Commonly Asked Questions post, is “how did you run the numbers to show your husband what your debt-payoff strategy should be?” The truth is, I used an Continue reading...
How to Start the Cash Envelope System
Are you attempting our All Cash Challenge? If so, you probably have had questions about how to use the cash envelope system. Using all cash makes budgeting a whole lot easier but sometimes it can be Continue reading...
“We’re Debt-Free. No Thank You.”
I'm super excited to share this story with y'all today and I'm even more excited that Money Saving Mom agreed to share it! One of my favorite memories from working in retail, while being a credit Continue reading...
The All Cash Diet. Your October Budget Challenge!
If you receive my email newsletter, you already know about this, but to round out our 21 Days to a Better Budget series, I felt that this was a great challenge to all my readers….a cash only Continue reading...
The Journey Towards Financial Freedom Ain’t Always Pretty
This post is part of our 21 Days to a Better Budget Series! To view all the posts in our series, please click here. “Sacrifice comes in many different shapes and sizes - we can’t judge what others Continue reading...
How to Prepare Your Budget for Christmas
This post is part of our 21 Days to a Better Budget Series! To view all the posts in our series, please click here. Is your budget ready for Christmas? No? That’s okay. Now’s the time to prepare Continue reading...
How to Convince a Reluctant Spouse to Dump Debt
This post is part of our 21 Days to a Better Budget Series and was written by the debt-free guru, Toni of Debt Free Divas! To view all the posts in our series, please click here. I jumped on the Continue reading...
We’re Rich! Reaching the Next Level….
If you follow my goal update posts, you know that last month we paid off over $5,000 of debt in July. And this month, we’ve already reached another amazing debt-free milestone, but now what? Continue reading...
