Real life on a budget.
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If you’ve ever defaulted on a debt before, you know how horrible those collections calls and demanding letters can be. But it’s even worse when you really don’t owe the money…. Currently, my husband Continue reading...
It’s no secret on here that my husband and I don’t use credit cards. Heck, we don’t even have a credit card to use even if we wanted to! This is due to our belief in living a life free of debt and we Continue reading...
Everyone around you has it all. Nice cars, nice house, goes on vacation, and seems to never struggle. Meanwhile, you’re over here just hoping and praying there’s enough money in the checking account Continue reading...
Thank you to Clearpoint Credit Counseling for sponsoring this post! All opinions are of course mine. At 21 years old, I had just over $11,000 in credit card debt alone and my annual salary was right Continue reading...
Practically every article on debt involves student loans. That’s due to the fact that there is a serious student loan crisis here in America and chances are, you are living in that crisis right Continue reading...
This is a guest post from Jen of Frugal Millennial. I truly love this post, because yes, the debt-free journey is an emotional one and is not for the faint of heart. Paying off debt Continue reading...
It’s challenging to think of life without payment terms. From the time, we’re old enough to drive a car, we’re told all about how to properly manage debt. How you should only use a credit card Continue reading...
This was an email that I shared a few weeks back with my subscribers and so many readers responded that this was the motivation that they needed to either start the debt-free journey or to keep going. Continue reading...
Anytime my husband or I tells someone that the only debt we have is the mortgage, we usually end up receiving some pretty strange looks. We even sometimes hear things like “you need a credit card for Continue reading...
Why would you want to wait to save up for a vacation when you could use a credit card and earn cash back or skymiles and take the vacation now instead of having to wait? Why would you save and save Continue reading...
