Real life on a budget.
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A Record of Accounts is a written (hand-written or typed) document showing where all of your money is located along with the essential information pertaining to collecting/viewing that money. This is Continue reading...
I was always scared to automate my payments. I think my fear stemmed from the time in my life when I had no money to pay bills. I struggled to make my payments on time due to lack of funds to pay Continue reading...
Budget categories, recommended percentages, automated payment schedules, savings challenges, and the list goes on. Budgets get a dirty rap because they often seem complicated and boring. The truth is Continue reading...
As part of our July No Spend Challenge and Financial Freedom Fridays, I am sharing with you how I score two of my favorite things for free – clothes and books. I have not actually paid for clothes in Continue reading...
We have two kids in diapers (one is in training pants) and it can become very expensive purchasing all the diapers and wipes. Trying to find ways to make saving money on diapers can be a challenge. On Continue reading...
I bet you are thinking, “Hey Jess, ummmm it is May and nowhere near Christmas time.” I promise I have not gone completely crazy. The key to affording a debt-free Christmas is to start your planning Continue reading...
Dave Ramsey warned me. Dave said that it would take sacrifice and that it would not be easy. I just did not know how difficult it would be. “Change is painful. Few people have the courage to seek out Continue reading...
It can be hard to afford clothing, especially when you're on a tight budget. Although I don't purchase many new clothes for myself, I still have to purchase clothes for my growing boys. These Continue reading...
It happens to us all. We budget, we plan, and yet our budgets sometimes still fail. Whatever the reason may be, it's okay if your budget fails. The part that sets you apart from the masses is if you Continue reading...
I love getting free stuff, don't you? Well, if you do and are looking for places where you can score some awesome freebies, you're in luck! I have complied a list of all the places that I have Continue reading...
