Real life on a budget.
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Long time readers will know I'm a big fan of Swagbucks. It's an easy way to cover our entertainment budget, save big on shopping sprees, and is even how we’ve paid for Christmas (not mention that it’s Continue reading...
A lifetime of debt does not equal a lifetime of happiness. Yeah, I know, you’re sick and tired of me preaching that “debt is bad”; “stay away from debt”; “debt is temptation to spend more than you Continue reading...
If you’ve ever defaulted on a debt before, you know how horrible those collections calls and demanding letters can be. But it’s even worse when you really don’t owe the money…. Currently, my husband Continue reading...
Everyone around you has it all. Nice cars, nice house, goes on vacation, and seems to never struggle. Meanwhile, you’re over here just hoping and praying there’s enough money in the checking account Continue reading...
Thank you to Dave Ramsey’s EveryDollar for sponsoring this post! As always, all opinions are my own. I know we discussed earlier this month ways to keep in control of your budget this summer, but Continue reading...
I love clothes. They’re one of my weaknesses, which is why I do my best to buy my clothes for free or as next to free as possible. But, fashion trends change all the time so how can you can remain Continue reading...
It’s challenging to think of life without payment terms. From the time, we’re old enough to drive a car, we’re told all about how to properly manage debt. How you should only use a credit card Continue reading...
Why would you want to wait to save up for a vacation when you could use a credit card and earn cash back or skymiles and take the vacation now instead of having to wait? Why would you save and save Continue reading...
I've mentioned many times that in our family's budget, I have budgeted an "auto fund" which is where we automatically transfer $75 a week to a savings account designated for all things car-related. Continue reading...
This Christmas will be our family’s sixth debt-free Christmas. Which means, that all of our Christmas presents, charity donations, and holiday food, will be purchased with cash – no credit cards, heck Continue reading...
