Can I Afford My Home?
A question that not enough of ask is, can I afford my home? Before purchasing your house, you should consider if the mortgage payment is something that you can realistic afford. If you overpay on your Continue reading...
How to Have a Debt-Free Christmas
I bet you are thinking, “Hey Jess, ummmm it is May and nowhere near Christmas time.” I promise I have not gone completely crazy. The key to affording a debt-free Christmas is to start your planning Continue reading...
How We Ditched $18,000 of our Debt in a Flash
Dave Ramsey warned me. Dave said that it would take sacrifice and that it would not be easy. I just did not know how difficult it would be. “Change is painful. Few people have the courage to seek out Continue reading...
Our One Income Budget for Our Family of Four
*****There is an updated version of this post for 2015. Please click here to read our 2015 One-Income Budget for Our Family of Four post! :) ***** To be 100% honest with you, I'm really nervous about Continue reading...
What to Do When Your Budget Fails
It happens to us all. We budget, we plan, and yet our budgets sometimes still fail. Whatever the reason may be, it's okay if your budget fails. The part that sets you apart from the masses is if you Continue reading...
How To Build an Emergency Fund
A few weeks ago I posted on my Facebook page how my husband and I have been able to save a $1,000 in 5 months. From that post I've received a lot of questions and comments, both negative and positive. Continue reading...
