Real life on a budget.
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Thank you to Dave Ramsey’s Endorsed Local Provider program for sponsoring this post! When I became a stay-at-home mom there were many things that I forgot to do, like take a shower or change out of Continue reading...
I am all about maxing out my resources and getting the most bang for my buck, especially when it comes to holiday shopping. If you are on a tight budget like me, this list of items, all $20 or less Continue reading...
Many years ago, in a previously published workbook of mine, I suggested having different accounts or funds set up for certain categories, like Medical, Auto, Clothing, Christmas, etc (also Continue reading...
Before you get out of debt, you need a positive cash flow. You will not succeed in paying off your debt if you do not first have a positive flow of money every month. Back when I was struggling with Continue reading...
Which one are you, are you the spender or the saver? In my marriage, I am the saver and my hubs is the spender. Throughout our five years of marriage, this has resulted in many disagreements and way Continue reading...
I am a member of Massive Sway. I have been compensated for my time and talents. I am all about living the debt-free dream, but there is still one thing that is extremely important, debt-free or Continue reading...
“I don’t live paycheck to paycheck. I live paycheck to four days before paycheck.” - Anonymous Half payments work incredibly well to help you find financial peace. In fact, half payments Continue reading...
Unexpected expenses can be the ultimate downfall to a family’s finances. They go hand-in-hand with Murphy’s Law and they are the biggest complaint when it comes to budgeting. Many people give up Continue reading...
We all have bad habits, especially when it comes to money. We have spending triggers that cause us to spend money unnecessarily and we have wants. Breaking bad money habits is essential to sticking to Continue reading...
Budgeting for gifts can be difficult especially, if you need to purchase gifts for more than one occasion in a month. A gift stockpile can help save you time and money by having a selection of gifts Continue reading...
